I am thinking about quiting work, or working a lower paying job. It does not make sense to make more money, it only hurts yourself……

Example - I was driving the other day, and I saw these wonderful new homes being built in my hometown. I am talking two-car garage, yards, two story, single family homes. Brand new construction. Not in the greatest neighborhoods, but areas where it is still safe. So I called the phone number, and was told that there were homes available, and they were selling for $65,000. 65K! I was excited beyond believe. In Maryland, you cannot by an outhouse for $65,000. Not even a townhouse or a condo….so 65K through me off my rocker. So I made an appointment with my wife, and we were ready to sign right there on the spot……then they asked us, what is your combined monthly gross income? We both put out our chests and states XX dollars, my good man, thinking he would be so impressed with our status in society. That is when reality set in…..he said these units were set aside and built with taxpayer money for people with lower incomes, under 25k per couple. WHAT the &^%* we thought. Crazy! Absurd! WHAT! I completely understand providing housing for people with low incomes, but these seems almost like a reward for being lazy, or a reward for not working hard. A couple not making 25K? You better be disabled or elderly…..

But they were not. When we drove past the other units, there were Lexus’ in the driveway, and Direct TV on the roofs. How can you afford a lexus and direct TV and make that much? Our government is rewarding drug dealers and pimps with single family homes, while the middle class has had to deal with 40% appreciation values in homes. What about us? The 60% that pay the most taxes, who elect officials, and who are the backbone of America? What do we get…..ohh, a $250 tax credit.

Not to be bitter, but that is wrong. One of the saddest things I have ever done was turn down a contract offer on our home sale to a single teacher/mother because her bid was not high enough on my 2 bedroom townhome…..and she bid $245,000. A woman who gets up everyday to teach children, the children of “lower” income people, cannot afford to live in a house. I think it is time the market corrects itself in the housing sector, so professionals can afford to live as good as those under the poverty line.

I am up to two lattes a day. Add in a couple of smokes, and I am becoming a real liability to my Life Insurance Policy.

JK

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